Signature Golf
Running a successful golf operation means avoiding all kinds of business traps. That’s easy with Signature Golf, a responsive, three-tier policy that helps you manage a wide range of risks so you stay firmly in the middle of the fairway.
Why Signature Golf Insurance?
Signature Golf is a specialized commercial insurance program built exclusively for golf course and golf & country club owners and operators.
It combines property, business interruption, liability, crime, and other key coverages into a single package specifically engineered around golf‑industry risks.
No. Signature Golf is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, golf-specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of golf courses and private clubs.
Signature Golf is written exclusively for the golf industry, so the wording, limits, and extensions are based on real golf‑course claims and operational risks rather than generic retail or hospitality assumptions.
The program includes golf‑specific enhancements—such as tee‑to‑green coverage, errant ball damage, and specialized business interruption—that are typically not available or only added piecemeal under a standard package.
Signature Golf is designed for private golf and country clubs, semi‑private clubs, and daily‑fee or public golf courses.
It is also used by clubs that offer broader amenities, such as practice facilities, food and beverage operations, and events, as long as golf remains a core part of the business.
The program offers a deluxe package of property coverages specifically tailored to golf clubs, with comprehensive all‑risk protection that includes buildings, contents, and course infrastructure.
Specialized tee‑to‑green coverage extends to golf course grounds, maintenance equipment, and golf carts, with replacement cost on a stated‑amount basis to help avoid co‑insurance penalties after a loss.
Signature Golf includes a combined blanket business income and extra expense form designed to keep your club financially stable while you recover from an insured loss.
The coverage can continue until your golf club’s income returns to its pre‑loss level.
The policy provides comprehensive commercial general liability and umbrella coverage with high limits available for bodily injury, property damage, and personal injury arising from club operations.
Preferred liability endorsements can extend protection to club members as additional insureds, cover medical payments for athletic activities, address employee injury arising out of their employment.
Yes. Signature Golf includes coverage for accidental damage to third‑party property caused by an errant golf ball during the normal course of play at your club.
The policy is structured around common golf‑specific exposures—such as on‑course property damage, guest injuries, and course‑related operations—so you do not have to bolt on multiple separate endorsements to close gaps.
Signature Golf provides a comprehensive crime section that can include employee dishonesty, money and securities, depositors forgery, counterfeit currency, and credit card forgery under one unified wording.
This is designed to address real‑world exposures in golf operations such as pro shop sales, food and beverage, tournaments, and member billing activities.
The program features stable rates, reducing the likelihood of unexpected premium spikes at renewal.
Additional incentives such as premium credits for low claims and claims forgiveness rewards clubs that manage their risk effectively over time.
To apply, your broker submits a completed Signature Golf application package to the underwriting team, including any required business interruption and exposure details.
From there, Signature Golf provides responsive quote handling and real‑time status updates, often via SMS notification services, so you and your broker can track progress from submission to binding.
Signature Golf is a specialized commercial insurance program built exclusively for golf course and golf & country club owners and operators.
It combines property, business interruption, liability, crime, and other key coverages into a single package specifically engineered around golf‑industry risks.
No. Signature Golf is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, golf-specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of golf courses and private clubs.
Signature Golf is written exclusively for the golf industry, so the wording, limits, and extensions are based on real golf‑course claims and operational risks rather than generic retail or hospitality assumptions.
The program includes golf‑specific enhancements—such as tee‑to‑green coverage, errant ball damage, and specialized business interruption—that are typically not available or only added piecemeal under a standard package.
Signature Golf is designed for private golf and country clubs, semi‑private clubs, and daily‑fee or public golf courses.
It is also used by clubs that offer broader amenities, such as practice facilities, food and beverage operations, and events, as long as golf remains a core part of the business.
The program offers a deluxe package of property coverages specifically tailored to golf clubs, with comprehensive all‑risk protection that includes buildings, contents, and course infrastructure.
Specialized tee‑to‑green coverage extends to golf course grounds, maintenance equipment, and golf carts, with replacement cost on a stated‑amount basis to help avoid co‑insurance penalties after a loss.
Signature Golf includes a combined blanket business income and extra expense form designed to keep your club financially stable while you recover from an insured loss. The coverage can continue until your golf club’s income returns to its pre‑loss level.
The policy provides comprehensive commercial general liability and umbrella coverage with high limits available for bodily injury, property damage, and personal injury arising from club operations.
Preferred liability endorsements can extend protection to club members as additional insureds, cover medical payments for athletic activities, address employee injury arising out of their employment.
Yes. Signature Golf includes coverage for accidental damage to third‑party property caused by an errant golf ball during the normal course of play at your club.
The policy is structured around common golf‑specific exposures—such as on‑course property damage, guest injuries, and course‑related operations—so you do not have to bolt on multiple separate endorsements to close gaps.
Signature Golf provides a comprehensive crime section that can include employee dishonesty, money and securities, depositors forgery, counterfeit currency, and credit card forgery under one unified wording.
This is designed to address real‑world exposures in golf operations such as pro shop sales, food and beverage, tournaments, and member billing activities.
The program features stable rates, reducing the likelihood of unexpected premium spikes at renewal.
Additional incentives such as premium credits for low claims and claims forgiveness rewards clubs that manage their risk effectively over time.
To apply, your broker submits a completed Signature Golf application package to the underwriting team, including any required business interruption and exposure details. From there, Signature Golf provides responsive quote handling and real‑time status updates, often via SMS notification services, so you and your broker can track progress from submission to binding.
Signature Golf offers the only customized insurance policy written exclusively for the Golf Industry in Canada.
We have included coverages in our policy wordings that are meaningful to owners and operators to ensure that you are protected. Getting you back in business after a loss is our first priority.
Download our Golf Data Sheet and eBook for more information and highlights of coverage
Custom Packages
Signature Golf allows you to choose the level of coverage and limits that are right for you.
Real Time Submission Updates
We recognize the importance of staying on top of your submissions. Please register for our Signature Message Service (SMS) and receive real time updates directly to your cell phone. Subscribe Now
Signature Golf Application Forms
Completed application forms may be submitted to applications@signaturerisk.com and we will work with you through every step of the quote process.
The Complete Signature Golf Application Package:
Individual Application Forms:
Required for Business Interruption coverage