Signature Craft + Distillery
Just because you’re producing in small batches doesn’t mean your business isn’t managing considerable risk. Signature Craft + Distillery helps you handle it all with customized, industry-specific coverage.
Why Signature Craft + Distillery Insurance?
Signature Craft + Distillery is a specialized commercial insurance program built specifically for craft distilleries and spirits producers.
It is designed for distillery owners and operators who need coverage that follows the full lifecycle of spirits production—from raw ingredients to bottling, storage, tours, tastings, and distribution.
No. Signature Craft is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, craft brewery specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of craft breweries in Canada.
This program is tailored to craft and distillery operations, so the coverage, limits, and extensions are based on real brewing, distilling and hospitality risks rather than generic manufacturing or restaurant exposures.
It addresses gaps common in standard packages by focusing on key issues such as flammable liquids, stock, tasting rooms, tours, and contract production.
Signature Craft + Distillery is built to cover buildings, production equipment, barrels and tanks, finished stock, business interruption, and general and liquor liability.
It can also respond to ancillary activities like tours, tastings, retail bottle sales, on‑premise bars, events, and offsite promotional appearances.
The program can include special coverage for stock in various stages: in process, in barrels, in bulk storage, and packaged for sale.
Valuation is designed to reflect the real economic value of your spirits, not just raw ingredient cost, helping protect you from large losses to maturing or premium inventory.
Yes. The program is constructed with the elevated fire and explosion risk of alcohol production in mind, including stills, storage tanks, and flammable liquid handling.
It is intended to work alongside proper engineering, ventilation, and fire suppression standards so your insurance matches the real hazard profile of your plant.
Signature Craft + Distillery includes commercial general liability and can be paired with liquor liability for on‑premise service and sampling where permitted by law.
This helps protect you if guests are injured on tours, in tasting rooms, during events, or allege harm connected to consumption of your products.
The program can extend liability coverage to employees and representatives while conducting tastings, sales booths, and promotional events away from the distillery.
This supports your brand‑building activities at festivals, farmer’s markets, trade shows, and restaurant or retail partner events.
Signature Craft + Distillery can include equipment breakdown for key machinery such as stills, bottling lines, boilers, and refrigeration.
You can also add coverage for spoilage or contamination of product caused by insured equipment failure or other specified events, helping protect your brand and cash flow.
The program’s business interruption coverage is designed to protect lost income and extra expenses if your distillery is shut down or impaired by an insured event.
This includes the time needed to repair or replace equipment and facilities, and to get production and sales back to pre‑loss levels.
You work with your existing insurance broker, who gathers details about your operation and submits a completed application to the underwriting team.
Once submitted, the underwriter reviews your production profile, occupancy, protection, and safeguards to provide terms tailored to your specific distillery.
Signature Craft + Distillery is a specialized commercial insurance program built specifically for craft distilleries and spirits producers.
It is designed for distillery owners and operators who need coverage that follows the full lifecycle of spirits production—from raw ingredients to bottling, storage, tours, tastings, and distribution.
No. Signature Craft is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, craft brewery specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of craft breweries in Canada.
This program is tailored to craft and distillery operations, so the coverage, limits, and extensions are based on real brewing, distilling and hospitality risks rather than generic manufacturing or restaurant exposures.
It addresses gaps common in standard packages by focusing on key issues such as flammable liquids, stock, tasting rooms, tours, and contract production.
Signature Craft + Distillery is built to cover buildings, production equipment, barrels and tanks, finished stock, business interruption, and general and liquor liability.
It can also respond to ancillary activities like tours, tastings, retail bottle sales, on‑premise bars, events, and offsite promotional appearances.
The program can include special coverage for stock in various stages: in process, in barrels, in bulk storage, and packaged for sale.
Valuation is designed to reflect the real economic value of your spirits, not just raw ingredient cost, helping protect you from large losses to maturing or premium inventory.
Yes. The program is constructed with the elevated fire and explosion risk of alcohol production in mind, including stills, storage tanks, and flammable liquid handling.
It is intended to work alongside proper engineering, ventilation, and fire suppression standards so your insurance matches the real hazard profile of your plant.
Signature Craft + Distillery includes commercial general liability and can be paired with liquor liability for on‑premise service and sampling where permitted by law.
This helps protect you if guests are injured on tours, in tasting rooms, during events, or allege harm connected to consumption of your products.
The program can extend liability coverage to employees and representatives while conducting tastings, sales booths, and promotional events away from the distillery.
This supports your brand‑building activities at festivals, farmer’s markets, trade shows, and restaurant or retail partner events.
Signature Craft + Distillery can include equipment breakdown for key machinery such as stills, bottling lines, boilers, and refrigeration.
You can also add coverage for spoilage or contamination of product caused by insured equipment failure or other specified events, helping protect your brand and cash flow.
The program’s business interruption coverage is designed to protect lost income and extra expenses if your distillery is shut down or impaired by an insured event.
This includes the time needed to repair or replace equipment and facilities, and to get production and sales back to pre‑loss levels.
You work with your existing insurance broker, who gathers details about your operation and submits a completed application to the underwriting team.
Once submitted, the underwriter reviews your production profile, occupancy, protection, and safeguards to provide terms tailored to your specific distillery.
Signature Craft + Distillery has been designed to help protect against the many complex risks involved in the Craft and Distillery business and includes specialized coverages not available anywhere else.
We have included coverages in our policy wordings that are meaningful to owners and operators to ensure that you are protected. Getting you back in business after a loss is our first priority.
Download our Craft + Distillery Data Sheet and eBook for more information and highlights of coverage
Custom Packages
Signature Craft + Distillery allows you to choose the level of coverage and limits that are right for you.
Real Time Submission Updates
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Signature Craft + Distillery Application Forms
Completed application forms may be submitted to applications@signaturerisk.com and we will work with you through every step of the quote process.
The Complete Signature Craft + Distillery Application Package:
Individual Application Forms:
Required for Business Interruption coverage