Signature Wine
Un dur travail. Dévouement. Artisanat. Vous les mettez tous dans l'élaboration d'une bouteille de vin exceptionnelle. Protégez votre investissement - du vignoble à l'étagère du magasin - avec Signature Wine, une police unique et flexible qui est soutenue par l'un des meilleurs souscripteurs de l'industrie.
Pourquoi l'Assurance Vin Signature?
Signature Wine is a custom commercial insurance program built specifically for wineries and vineyards, protecting your operation through all stages—making, bottling and selling wine.
It is designed for winery owners and operators who want flexible, wine‑specific coverage that responds to real production, storage, and sales risks rather than generic commercial exposures.
No. Signature Wine is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, winery specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of Wineries in Canada.
Signature Wine was developed after in‑depth research with winemakers and industry associations, resulting in policy wordings that match how wineries actually operate.
Unlike a generic package, it includes wine‑specific protections such as trellis and grape vine coverage, wine leakage, product recall, special valuation for wine stock, and offsite tasting liability.
Signature Wine aims to protect your entire value chain—from vineyards and trellises, to production facilities and equipment, to finished wine in storage and in transit, to tasting rooms and events.
Coverage can extend to buildings, contents, wine stock, production machinery, business interruption, liability, spoilage, contamination, and offsite activities related to marketing and selling your wine.
Signature Wine provides three tiers of coverage—Secure, Select, and Standard—so wineries can choose the package that best matches their risk appetite and budget.
Secure offers all‑risk coverage on a stated‑amount basis with deluxe business interruption and broad wine‑specific extensions, Select provides all‑risk with 90% co‑insurance and strong enhancements, and Standard offers named‑perils coverage with a profits‑form business interruption option.
The Secure level includes deluxe business interruption coverage with an indemnity period of 24 months, helping protect income until the winery returns to pre‑loss performance after a covered event.
The Select level offers deluxe business interruption with an indemnity period of up to 18 months, while Standard includes a profits‑form business interruption option for wineries that are prepared to retain more risk.
Signature Wine includes specific coverage for trellis and grape vines so that damage to your vineyard infrastructure and plantings is not left to ambiguous wording.
This complements broader property and crop‑related protections in the package, helping you recover from events that impact the long‑term productivity of your vineyard, not just buildings and equipment.
Yes. Signature Wine includes wine leakage and product recall expenses coverage as key features in its higher tiers, helping you respond to accidental loss of product and certain recall‑related expenses.
It also offers spoilage coverage for losses caused by infestation, contamination, and consequential damage, supporting your ability to protect brand quality and customer trust if something goes wrong.
Signature Wine provides offsite liability coverage for employees working at tastings, reflecting the way wineries market and sell wine at events, festivals, and retail locations.
Combined with general liability and liquor liability (where applicable through the broader program structure), this helps protect you from claims arising from customer interactions, sampling, and hosted events.
The program offers special valuation provisions for your wines so that coverage better reflects the finished product’s value rather than just raw material or basic inventory cost
By aligning insurance valuation with your actual market exposure, Signature Wine helps ensure that a loss to barreled, bottled, or in‑transit wine is settled in a way that supports your financial recovery.
You work through your insurance broker, who completes the Signature Wine application package and submits it to the underwriting team for terms.
Signature Wine supports a broker‑driven distribution model with responsive quoting and real‑time submission updates via SMS notification services, helping you and your broker track progress from application to binding.
Signature Wine is a custom commercial insurance program built specifically for wineries and vineyards, protecting your operation through all stages—making, bottling and selling wine.
It is designed for winery owners and operators who want flexible, wine‑specific coverage that responds to real production, storage, and sales risks rather than generic commercial exposures.
No. Signature Wine is a Managing General Agent (MGA). We design and underwrite the policies, while your independent insurance broker manages your account.
- The Benefit: You keep your trusted broker relationship while gaining access to our exclusive, winery specific coverage and specialized underwriting expertise that generalist brokers can't build alone.
No. We work exclusively through licensed insurance brokers.
- The Benefit: This ensures you receive unbiased professional advice from your broker, combined with our tailored industry pricing and custom forms designed specifically for the unique risks of Wineries in Canada.
Signature Wine was developed after in‑depth research with winemakers and industry associations, resulting in policy wordings that match how wineries actually operate.
Unlike a generic package, it includes wine‑specific protections such as trellis and grape vine coverage, wine leakage, product recall, special valuation for wine stock, and offsite tasting liability.
Signature Wine aims to protect your entire value chain—from vineyards and trellises, to production facilities and equipment, to finished wine in storage and in transit, to tasting rooms and events.
Coverage can extend to buildings, contents, wine stock, production machinery, business interruption, liability, spoilage, contamination, and offsite activities related to marketing and selling your wine.
Signature Wine provides three tiers of coverage—Secure, Select, and Standard—so wineries can choose the package that best matches their risk appetite and budget.
Secure offers all‑risk coverage on a stated‑amount basis with deluxe business interruption and broad wine‑specific extensions, Select provides all‑risk with 90% co‑insurance and strong enhancements, and Standard offers named‑perils coverage with a profits‑form business interruption option.
The Secure level includes deluxe business interruption coverage with an indemnity period of 24 months, helping protect income until the winery returns to pre‑loss performance after a covered event.
The Select level offers deluxe business interruption with an indemnity period of up to 18 months, while Standard includes a profits‑form business interruption option for wineries that are prepared to retain more risk.
Signature Wine includes specific coverage for trellis and grape vines so that damage to your vineyard infrastructure and plantings is not left to ambiguous wording.
This complements broader property and crop‑related protections in the package, helping you recover from events that impact the long‑term productivity of your vineyard, not just buildings and equipment.
Yes. Signature Wine includes wine leakage and product recall expenses coverage as key features in its higher tiers, helping you respond to accidental loss of product and certain recall‑related expenses.
It also offers spoilage coverage for losses caused by infestation, contamination, and consequential damage, supporting your ability to protect brand quality and customer trust if something goes wrong.
Signature Wine provides offsite liability coverage for employees working at tastings, reflecting the way wineries market and sell wine at events, festivals, and retail locations.
Combined with general liability and liquor liability (where applicable through the broader program structure), this helps protect you from claims arising from customer interactions, sampling, and hosted events.
The program offers special valuation provisions for your wines so that coverage better reflects the finished product’s value rather than just raw material or basic inventory cost
By aligning insurance valuation with your actual market exposure, Signature Wine helps ensure that a loss to barreled, bottled, or in‑transit wine is settled in a way that supports your financial recovery.
You work through your insurance broker, who completes the Signature Wine application package and submits it to the underwriting team for terms.
Signature Wine supports a broker‑driven distribution model with responsive quoting and real‑time submission updates via SMS notification services, helping you and your broker track progress from application to binding.
Le seul programme d'assurance personnalisé qui protège votre exploitation viticole à toutes les étapes - culture, fabrication et vente de vin.
Nous avons inclus des couvertures dans nos formulations de police qui sont significatives pour les propriétaires et les exploitants afin de s'assurer que vous êtes protégé. Vous remettre sur pied après un sinistre est notre première priorité.
Forfaits personnalisés
Signature Wine vous permet de choisir le niveau de couverture et les limites qui vous conviennent.
Délai d'exécution rapide
Nous reconnaissons l'importance d'obtenir les termes rapidement et fournirons des mises à jour en temps réel via notre service de notification par SMS. Abonnez-vous maintenant
Formulaires de demande de Signature Wine
Les formulaires de demande dûment remplis peuvent être envoyés à: soumission@signaturerisk.com. Nous travaillerons avec vous à chaque étape du processus de soumission.